Shop new plans before Dec 15 and check subsidies, doctors and auto-enrollment.
Baylor Scott & White and Cigna Leaving Texas's Individual Market: What to Do If
You're Affected If you have a baylor scott and white health plan or a Cigna plan you bought for yourself, a letter is coming (or already came), and this one is not junk mail. Both carriers are leaving the Texas individual market after December 31, 2026. As far as I can tell Texas is the only state losing two marketplace insurers at once, which makes this season messier here than almost anywhere. You still have until December 15 to pick something new that starts January 1.
What Is Happening With Baylor Scott & White Health Plan
The plan is the insurance arm of the Dallas-based health system. In April it said it would leave Texas Medicaid managed care by the end of August and stop selling individual marketplace plans after 2026. Roughly 100,000 people hold its marketplace coverage.
Baylor Scott and White Layoffs and Health News
A lot of the Baylor Scott and White layoffs talk traces to that same announcement: the plan said it would eliminate about 321 jobs as it winds those lines down. If you follow Baylor Scott and White Health News, the hospitals and clinics are staying open, and the system has said it will keep treating patients. What is shrinking is the insurance company.
Baylor Scott & White Health Plan Exits Medicaid Exchange: Two Separate
Exits Headlines tend to squash it into Baylor Scott & White Health plan exits Medicaid exchange, but there are really two moves. One is Texas Medicaid managed care, scheduled to end by August 2026. The other is the individual marketplace, which ends after December 31, 2026. This article is about the second one.
Baylor Scott and White Health Plan Medicare Advantage
If you have a baylor scott and white health plan medicare advantage policy, reporting says the company is keeping its Medicare Advantage and employer group plans. Double check against your own Annual Notice of Change, since I only know what was announced.
Baylor Scott and White Health Plan Marketplace
For anyone on the baylor scott and white health plan marketplace product, coverage ends December 31, 2026. You do not have to cancel anything. You just need a new plan in place by January 1.
Cigna Leaving ACA Marketplace 2027
Cigna leaving ACA marketplace 2027 covers all 11 states where it sells individual plans, Texas included, affecting about 369,000 people. It was announced April 30. On the cigna individual plan exit texas side, the reporting says it applies to individual plans both on and off the exchange, so buying straight from Cigna does not get you out of it. Employer plans from Cigna are a separate thing.
What to Do Before December 15
Start with your letter, because it names the exact end date. Then open HealthCare.gov (or call us) and window shop 2027 plans using your ZIP code. Look at whether your doctors and hospitals sit in the new network, and whether your prescriptions are on the formulary. After that, compare the premium after your subsidy. Pick your plan yourself before December 15. If you do nothing, the marketplace may place you in another insurer's plan at the same metal level with a similar network and the lowest premium among those. That beats having no coverage, though it is not always the plan you would have chosen.
Texas ACA Plans 2027: Who Is Still Selling
Texas ACA plans 2027 will still come from several carriers. Ambetter has confirmed it is continuing across 149 Texas counties, and a newcomer called Antidote Health is joining. Which companies sell in your county depends on your ZIP code, so a county-level look beats any statewide list. We can pull that for you through our carrier partners.
Looking for a Health Insurance Agent in Arlington,
Texas? Mo-Better sits in Arlington, so if you want a health insurance agent arlington texas families can actually call or meet, that is us. We also help people by phone and online across the country. Contact us and we will go through your options, or start with a free coverage consultation.